Free
01Fundamentals
Understanding Credit Risk in Digital Assets
8 min readStart
Independent Risk Analysis Platform
Clarity Before CapitalModel Digital Incomewith Transparent Risk
Score digital yield providers 0–100. Simulate income strategies across BTC, fiat, and stablecoins. Export institutional-grade risk reports. No custody. Informational purposes only. No black box.
Start Free Risk AnalysisNo credit card required
1-minute overview
✔ No asset custody✔ No transaction execution✔ Standardized risk scoring✔ Exportable reports
38 Failures. $40B+ Lost. No Warning System Existed.
Between 2020 and 2025, 38 digital asset platforms failed. Users had no standardised way to assess risk before allocating capital.
38
Digital Asset Platform Failures (2020–2025)
$40B+
Capital Lost in Documented Failures
0
Independent Audit-Ready Risk Tools Existed
1
Platform Built to Close This Gap
Celsius, BlockFi, Voyager, FTX, Terra/Luna. DCC’s methodology was calibrated against these events to align scoring with observed structural failure patterns.
0+
Providers Scored
0
Asset Classes
0
Jurisdictions
0
Risk Bands
0
Entity Historical Dataset
Not a Black Box. Not Pay-to-Play.
How DCC differs from legacy issuer-paid ratings on the dimensions that matter for digital income.
| Dimension | Traditional AgenciesFitch / S&P / Moody’s | DCCIndependent, evidence-based |
|---|---|---|
| Asset Coverage | Corporate bonds, sovereign debt | BTC lending, stablecoin protocols, BTC treasury preferred shares |
| Rating Scale | Letter grades (AAA to D), analyst consensus | Numeric 0–100, deterministic formula with published weights |
| Transparency | Methodology published; inputs confidential | Every weight, formula, sub-criterion published; independently replicable |
| Conflict of Interest | Issuer-pays model | No issuer payment; public evidence only |
| Update Frequency | Annual or event-driven; may lag months | Market data weekly; structural changes within 30 days |
Source: DCC Risk Scoring Methodology v1.0, Section 04
How DCC Works
A structured framework for evaluating digital yield strategies.
01
Define Objective
Specify capital, time horizon, and acceptable risk parameters across BTC-backed, fiat, or stablecoin strategies.
02
Stress Test
Simulate strategy performance across multiple market conditions using DCC's deterministic scoring engine and HV30 volatility data.
03
Compare
Evaluate providers and allocations using standardised risk scores, yield metrics, and risk tier classifications.
04
Generate Risk Report
Export a professional risk analysis report documenting assumptions, scores, and scenario results for your records or advisors.
Platform Capabilities
Everything you need to evaluate digital income strategies with clarity.
Risk Scoring Engine
Deterministic, rule-based scores across BTC Collateral Lending, Treasury Strategies, and Stablecoin Yield planners. Fully transparent methodology.
Yield Board
Live intelligence feed comparing providers by risk-adjusted yield. Score bands, duration multipliers, and tier classifications.
Risk Analysis Reports
Export professional PDF reports documenting your analysis, scores, and scenario assumptions for advisors or records.
Portfolio Layer
Blend multiple strategies and providers into a single blended risk score and scenario-based income output.
Scenario Modeling
Stress test income strategies across multiple market conditions including BTC volatility and depeg scenarios.
On-Chain Score Verification
Every score is SHA-256 hashed and Bitcoin-anchored via OpenTimestamps. Anyone can independently verify score integrity using our public verification tool.
Methodology
Transparent Risk Methodology
Every score is computed using a published, deterministic formula. No black boxes. No analyst discretion.
- Transparency20%
- Collateral Control35%
- Jurisdiction15%
- Structural Risk25%
- Track Record5%
- BTC Coverage / SDACR30%
- Income Structure25%
- Market Risk20%
- Convertibility17%
- Issuer Maturity8%
CeFi
- Solvency35%
- Liquidity25%
- Regulatory20%
- Yield10%
- Jurisdiction10%
DeFi
- Protocol Security40%
- Governance30%
- Yield Transparency15%
- Liquidity10%
- Peg Stability5%
Every criterion weight and scoring threshold has been calibrated against an empirical dataset of 38 historical digital asset failure events (2020–2025).
Understanding DCC
Common questions about the platform, our approach, and how we work.
Learning Hub
Learn Before You Allocate
Free educational modules that build your understanding of digital credit risk — before you commit capital.
7 modules~58 min total5 free — no credit card
Free tier
Free modules
Open to every account — no payment required.
5 included41 min
Free
02Methodology
How DCC Scores Providers
10 min readStart
Free
03Interpretation
Reading a Risk Score
6 min readStart
Free
04Planner 1A
BTC Collateral Lending Explained
9 min readStart
Free
05Planner 1C
Stablecoin Yield: CeFi vs DeFi
8 min readStart
Pro tier
Pro modules
Advanced lessons for DCC Pro subscribers.
Start Learning Free
5 modules free. No credit card required.
Simple, Transparent Pricing
Built for financial advisers. Start free, upgrade when your practice needs more.
Free
Evaluate digital asset income products and generate your first Compliance Pack.
£0/ mo
Free forever
- Unlimited risk score access
- 1 Compliance Pack per month
- 1 saved planner scenario
- 3 client records
- Basic advisor copilot
- Risk Watch + Learning Hub
Most Popular
Pro
Full adviser workflow — unlimited Compliance Packs, full client roster, and portfolio overview.
£99/ mo
billed annually (£1,190/yr)
Save £178 per year
- Unlimited Compliance Packs
- Unlimited planner scenarios
- 50 client records
- Full advisor copilot
- Portfolio overview
- Unlimited pack history
- GBP and AUD billing
All plans include unlimited risk score access, Learning Hub, and Risk Watch.
Pro includes
Unlimited Compliance PacksClient Management (50)Portfolio OverviewFull Advisor Copilot
Full Feature Comparison
| Feature | Free | Pro |
|---|---|---|
| Compliance Packs | 1 / month | Unlimited |
| Planner Scenarios | 1 saved | Unlimited |
| Client Records | 3 | 50 |
| Advisor Copilot | Basic | Full |
| Portfolio Overview | — | Included |
| Pack History | Last 3 | Unlimited |
All plans deliver model-derived risk analytics for informational purposes only.
Ready to Get Started?
Start modeling digital income strategies and evaluating risk with DCC.
Access the platform's planners, risk intelligence tools, and Yield Board to explore digital credit opportunities with greater clarity.